Consumer-directed health plans enable insurers to integrate into their offerings a diverse portfolio of products, such as Flexible Spending Accounts (FSA), Health Resource Accounts (HRA) and Health Savings Accounts (HSA). It is a significant line of business for almost all managed care organizations but it often needs major overhaul of existing framework. Diginuvo has knowledge and expertise to facilitate the transition by providing value-added services, including, requirement analysis, product development/implementation/integration, and post-launch product support.